Credit Repair Company

If you’re working to improve your credit, there are a number of things you can do. However, one of the first things most people are going to look toward is a credit repair company. The problem is that many credit repair company plans are very expensive, which might not be the best move for you, especially if you’re trying to fix your credit because you’re currently in debt. Here are four of the best credit repair companies to consider if budget is an important element of your choice.

1. Experian Boost: Free

Experian Boost is completely free, and that’s because it’s not a traditional credit repair company. Instead of using this service to dispute negative or inaccurate items, Experian Boost allows you to import your bank account information to add on-time payments from bills that don’t usually get reported to credit bureaus. By increasing your on-time payments, you’ll also increase your credit score.

2. Direct: $69.95 Plus $14.99 Credit Report Fee

This is the lowest-priced traditional credit repair company on this list. This is partially because doesn’t charge a First Work Fee, instead just charging a fee to obtain your credit report. The Direct plan comes with up to 15 negative item disputes and three creditor disputes per month, so if you don’t think you’ll need many disputes, it’s a great option.

3. The Credit People: $79 Plus $19 Setup Fee

The Credit People gives you unlimited disputes, and its setup fee is much less than the First Work Fee you’ll pay with many other companies. Plus, it offers a free credit consultation to try things out before buying a repair package, and it has the best money-back guarantee in the business. Lastly, if you know you’re going to use The Credit People for some time, you can opt for the six-month package to get a better per-month fee.

4. Sky Blue Credit Repair: $79 Plus $79 First Work Fee

Sky Blue only has one service package available, and it’s only $79 per month. Although the First Work Fee is the same price as the monthly price, it’s only a one-time fee, and then you get to take advantage of a very low monthly cost. Plus, Sky Blue also offers couples who sign up together half off the second member, which means that you’ll be paying significantly less with Sky Blue if you want to sign up for credit repair with a partner.


Credit repair is one of the tools that you can use to get your credit back to where it needs to be if you’re experiencing issues with your credit score right now. However, if you’re trying to increase your credit score, you probably don’t have a lot of extra money available to do it. That’s where these credit repair company plans can help significantly. They can help you save more money on credit repair while still providing you with some of the best credit repair options out there.